You are a youngster earning a salary of 50000 per month. You are keen that your son do his MBA in IIM. You have 15 years time. An SIP of 10,000, which is only 20% of his salary, will meet your goal without disrupting your life.
Your boss is earning 1.5 lac per month. He also plans to see his son educated in IIM. But he has only 2 years time. His SIP value is Rs 90000 which is 60% of his income and after accounting for his EMIs he is left hand to mouth.
You are planning your next holiday in Thailand and your boss is finding it difficult to take his family to Lonavla.
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